How Reasonable Collection Potential (RCP) Affects Your IRS Offer

If you have ever considered an IRS Offer in Compromise OIC then you need to understand one thing: the IRS is not guessing at what you can pay. They calculate it and that number is called your Reasonable Collection Potential RCP. Get this wrong, and your offer will be denied, your time wasted, and your stress multiplied.

This is where Steve Perry EA calmly steps in, fights back, and gets results when the IRS seems immovable. Do not wait until the IRS seizes your bank account or paycheck. You can call (678) 717-9818 today.

What is Reasonable Collection Potential RCP

Reasonable Collection Potential is the IRS formula for deciding how much they believe you can realistically pay. It includes:

• The value of assets like your home car retirement accounts and even business equipment
• Your monthly disposable income based on IRS living standards
• Future earning potential and any equity available to liquidate

If your RCP shows the IRS, you can pay more than your offer your OIC does not stand a chance.

This is why taxpayers who try to wing it often see rejection letters instead of relief. The IRS does not care about wishful thinking. They want hard numbers calculated their way and presented in a language they understand.

Why RCP Matters More Than You Realize

Here is what most taxpayers do not realize:

• The IRS may count assets you do not think you can tap. That retirement fund you swore was safe The IRS treats it as available cash
• They may overstate your income. Use the wrong expense standards and suddenly the IRS decides you can afford way more than you truly can
• Without an airtight strategy you risk enforcement. If your offer is rejected the IRS does not just shake their head. They move straight to garnishments levies and asset seizures

That is where the fear is real. The wrong calculation can mean the IRS shows up in your paycheck, your bank account or worse your home equity.

How Steve Perry EA Turns Fear into Winning Strategy

Steve Perry EA has spent over a decade fighting the IRS on unreasonable collection calculations. While most taxpayers feel hopeless at that rejection letter Steve recognizes it as an opening for negotiation.

• He knows which IRS expense allowances to lean on, so you keep more cash flow instead of losing it
• He carefully documents why certain assets should be untouchable
• He adjusts every figure to the IRS manual not their assumptions forcing them to follow their own rulebook

Clients describe him as the calm presence in the storm, the guy who slices through bureaucracy and wins when others fold.

The Consequences of Breaking Your Offer Agreement

One of the most gut-wrenching mistakes taxpayers make is breaking the terms of an accepted OIC. Here is what happens if you default:

• The IRS voids your compromise. The original tax debt comes back in full penalties and all
• Every payment you already made stays with the IRS. You do not get a refund you just lose what you paid.
• Enforcement powers return instantly. Levies garnishments and seizures come roaring back into your life
• Your credit and peace of mind spiral down. A broken agreement puts you back at square one only this time with less leverage

This is why you do not just need someone who can get your offer accepted. You need Steve Perry EA to build a plan you can stick to so you never lose the hard won relief.

Do Not Let the IRS Dictate Your Future

If the idea of the IRS calculating your financial life in cold numbers keeps you up at night you are not alone. But there is good news. Steve Perry EA has the experience and calm authority to challenge the IRS math and win you breathing room.

Reach him today: (678) 717-9818
Email him directly: steve@bookstaxesatl.com
Or Message Steve directly on LinkedIn: www.linkedin.com/in/steveperrybtm

The longer you wait the harder the IRS hits. Stop waiting. Call today.